Since the beginning of 2023, the deposit portfolio has increased by 217% – to 141.7 billion rubles. The driver of growth was ruble deposits, their share exceeded 98%.
In terms of the terms of savings products that clients took out in 2023, deposits for three and six months are in the lead – 60% in approximately equal distribution. More than a quarter of all placements are in one-year deposits.
“The main increase in funds continues to be in classic ruble deposits, but instruments in yuan are also gaining popularity among clients’ savings behavior. Another trend today is the increased demand for savings accounts, of which more than 141 thousand have been opened since January, which is four times higher than last year’s results at the beginning of the year. The positive dynamics are associated with raising rates following the decision of the Central Bank,” said Alexey Kosyakov, Deputy Chairman of the Board of DOM.RF Bank.
Most often deposits in 2023 were made in Moscow, Nizhny Novgorod, St. -Petersburg, Penza and Ufa. Based on the average deposit size of 650 thousand rubles. Moscow, Kaliningrad, Rostov-on-Don, Novosibirsk and Yekaterinburg are in the lead.
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