In the first quarter of 2024, about 17,500 mortgage loans were issued in an amount exceeding 100 billion rubles, said Alexey Kosyakov, Deputy Chairman of the Board of DOM.RF Bank. This is 2.2 times more than in the same period last year.
The top 5 in terms of transaction volume included Moscow (39 billion rubles, 2.3 times the dynamics compared to the first quarter of last year), St. Petersburg (9.2 billion rub., 2 times), Moscow region (7 billion rubles, more than 2 times), Krasnodar Territory (about 6 billion rubles, 1.7 times) and Tyumen region (more than 4 billion rubles, 2 times 4 times).
The top ten leaders also include Tatarstan (3.3 billion rubles, 2.8 times), Sverdlovsk (3.2 billion rubles, 2.2 times), Novosibirsk ( about 3 billion rubles, 1.5 times), Nizhny Novgorod (2.4 billion rubles, 2.4 times) and Samara (2.2 billion rubles, 2.7 times) regions.
“The demand for improving housing conditions remains consistently high – in March alone, about 7 thousand mortgages were issued in the amount of more than 40 billion rubles, compared to January the volume of lending has doubled” , noted Alexey Kosyakov.
According to him, the submission of mortgage applications is automated, the data is received automatically based on integration with a digital profile – without filling out a form and providing documents. Borrowers only need to confirm consent to data transfer on the State Services portal. Most transactions are carried out in electronic format – clients sign loan documentation using an electronic signature, and registration of transactions in Rosreestr also takes place remotely.
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