Domklik analysts analyzed Sberbank’s mortgage-free transactions for 2023 and compiled the top 10 million-plus cities in which real estate transactions were most often concluded using their own funds.
The undisputed leader in the number of transactions without a mortgage was Moscow (35.2 thousand). In second and third places are St. Petersburg (13.1 thousand) and Yekaterinburg (6.7 thousand). The top five also included Ufa (4.5 thousand) and Novosibirsk (3.5 thousand).
Alexey Leipi, director of the Domklik division of Sberbank:
“In just less than 11 months of 2023, more than 226 thousand real estate transactions were concluded using our own funds for a total amount of 2.6 billion rubles. The share of such transactions in the total array of Sber transactions is 21%, that is, today every fifth of our transactions is non-mortgage.”
Top 10 cities of the Russian Federation by the number of transactions for their own funds in 2023
To ensure that a transaction using your own funds goes quickly and conveniently, Domklik managers will help at every stage of the transaction.
- The property will be checked for legal purity. Based on the results of the inspection, the client will receive a certificate for reimbursement of the cost of real estate up to 25 million rubles. and can be confident in the security of the upcoming transaction.
- They will prepare documents for the transaction: they will draw up a purchase and sale agreement, an acceptance certificate and a receipt, taking into account your situation, legal requirements and the practice of Rosreestr.
- They will help you register the transfer of ownership in two days and safely transfer money to the seller.
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