Since the beginning of the year, more than 4 thousand families have taken advantage of IT mortgages

Since the beginning of 2024, with the help of IT mortgages, housing conditions in Russia have been improved by more than 4 thousand high-tech specialists — more than in the same period last year, 5.5 times, and the volume of lending within program exceeded 40 billion rubles, said Kirill Varentsov, vice president of DOM.RF Bank.

Since the beginning of 2024, with the help of IT mortgages, the housing conditions in Russia have been improved by more than 4 thousand high-tech specialists — 5.5 times more than in the same period last year, and the volume of lending under the program exceeded 40 billion rubles, said vice -President of Bank DOM.RF Kirill Varentsov.

Among the leading regions in terms of issuance in the first quarter is Moscow (loans issued for 21.5 billion rubles, an increase compared to the same period last year by 5.5 times), St. Petersburg (4.6 billion rubles, 4.6 times), Moscow region (about 2 billion rubles, 4.6 times), Tatarstan (1.6 billion rubles. , 8 times) and the Sverdlovsk region (RUB 1.4 billion, 5.4 times).

The top 10 also includes Nizhny Novgorod (1.2 billion rubles, 7 times), Novosibirsk (1.2 billion rubles, almost 4 times) regions, Krasnodar region (1 billion rubles, 10 times), Samara (RUB 700 million, 6.5 times) and Voronezh (RUB 600 million, 6 times) regions.

“Since September last year, the minimum income requirements for young borrowers under 35 years of age have been abolished, this has made it possible to expand the circle of potential recipients of support measures. According to our analysts, such clients account for more than 70% of search results. The average age of a borrower under the program is 32 years (33 years last year). More than 30% are women, last year they were 29%,” noted Kirill Varentsov.

For employees of IT companies from 36 to 50 years old, income requirements still apply — from 120 thousand rubles. in cities with a population of over a million and from 70 thousand rubles. in other cities (for Moscow — from 150 thousand rubles).

In total, since the launch in May 2022, about 9.5 thousand employees of IT companies have improved their living conditions, the volume lending amounted to more than 92 billion rubles.