Gazprombank clients had the opportunity to take part in the Long-term Savings Program with government co-financing.
The Long-Term Savings Program began operating on January 1, 2024. This is a financial tool that allows you to save money for any purpose. The program provides the opportunity to receive government support*. To receive it, you must enter into a long-term savings agreement with a non-state pension fund – the operator of the rules for the formation of long-term savings and make an initial savings contribution.
The amount of state co-financing depends on the amount of annual contributions of the program participant, but does not exceed 36 thousand rubles. in year. The bank’s partner in the long-term savings program is JSC NPF GAZFOND Pension Savings**. You can receive government support during the first three years after opening an account. In total, in the first three years it is possible to receive up to 108 thousand rubles. from the state.
A program participant can also receive a tax deduction: 13% or 15% (depending on the amount of annual income), up to 60 thousand rubles in total. in year***.
The Fund allocates funds in accordance with a long-term investment strategy based on the principles of safety and diversification. Funds in the account – up to 2.8 million rubles. — insured by DIA.
You can enter into a long-term savings agreement with JSC NPF GAZFOND Pension Savings at the Gazprombank office.
JSC NPF GAZFOND Pension Savings is included in the register of non-state pension funds — participants in the system for guaranteeing the rights of participants in non-state pension funds as part of activities to create long-term savings.
You can find out more about the program on the Gazprombank website.
* Federal Law No. 75-FZ of May 7, 1998 “On Non-State Pension Funds” provides for the possibility of obtaining state support for the formation of long-term savings. The formation of long-term savings can be carried out by a non-state pension fund that has received a license in the prescribed manner, has registered with the Bank of Russia the rules for the formation of long-term savings of the fund and has entered into the system of guaranteeing the rights of participants.
** JSC NPF GAZFOND pension savings.” License of the Bank of Russia No. 430 dated April 30, 2014, unlimited.
*** Taxation of savings contributions, payments under a long-term savings agreement and redemption amounts is carried out in accordance with the legislation of the Russian Federation. A program participant can also receive a tax deduction for expenses on the formation of long-term savings in accordance with Art. 219.2 of the Tax Code of the Russian Federation.
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