From December 28, rates on the most popular lines of Novikombank deposits — “Capital” and “Growth” — have been increased. In addition, Novikombank has improved the conditions for deposits in yuan.
Changes occurred for ruble deposits of the “Capital” and “Growth” lines with a placement period of 91, 181, 367 days. Now the maximum return on the Premium Capital deposit for these periods is 16% per annum. “Capital” are deposits with a high interest rate and interest payment at the end of the term. The placement period for it is 91, 181, 367, 730 and 1100 days. The interest rate is set depending on the size of the down payment and the term in accordance with the specified intervals. The deposit is available in the Internet bank, including through the mobile application. Replenishment and expense transactions (partial withdrawal of funds) are not provided for it.
For the “Growth” deposit line, the rate level is set in the range from 11.5% to 13.3% per annum. The interest rate automatically increases when the deposit amount moves into a new size range. Replenishment of the «Growth» is possible without limiting the amount during its entire term.
Novikombank also changed the conditions for attracting deposits in Chinese yuan. Now you can open a deposit in Chinese currency at a rate of 2.5% to 4.8% per annum depending on the amount and term, and for the Premium Capital deposit — up to 5% per annum, which is one of the best offers on the market in this niche.
“We quickly respond to the market situation and promptly adjust the main product line, making it more and more profitable for customers. Also, supporting the desire of our depositors to invest their savings in yuan as a serious alternative to the dollar and euro, we have increased the rates on this foreign currency deposit. This product provides the client with the opportunity to diversify their portfolio and today is one of the best offers on the market,” said Alexander Sychkov, director of the private banking department at Novikombank.
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