Gazprombank’s “smart card” was awarded in the “Best debit card for daily purchases” category. Factors taken into account were the size of the cashback on a debit card, the ease of calculating it, interest on the balance, processing speed, and much more. Among the main advantages of the Smart Card are free cash withdrawals: always at Gazprombank ATMs and up to 200 thousand rubles. per month at any other ATMs of the Russian Federation, commission-free transfers to other banks through SBP — up to 150 thousand rubles. per month. Free service, discounts and special offers from partners, as well as a variety of loyalty programs for cardholders.
Gazprombank was also awarded a special nomination from the financial marketplace “Vyberu.ru” “Consumer loan — the best loan product.” The bank's offer was recognized as one of the most profitable on the market. A Gazprombank loan is distinguished by its simplicity and ease of application: to submit an application you only need a passport, waiting for approval takes only two minutes. The client can count on an amount of up to 7 million rubles.
Gazprombank became the leader in the research of credit products of Vyberu.ru 37 times during 2023.
The “Personal Assistant” technological solution, implemented jointly with the team of IT products and business solutions developer VS Robotics, was awarded in the “Effective Application of Artificial Intelligence Technologies” category. It is based on real-time speech and emotion recognition technologies, as well as the output of hints based on the context of the contact center operator’s dialogue on resolving a problem debt with a client. This allows the operator to show more empathy and avoid negative scenarios for the development of dialogue, and also prevents emotional burnout. The personal assistant is aimed at maintaining long-term, trusting relationships with clients, increasing the efficiency of the contact center in resolving problem debts and optimizing the workload of operators.
“We see the future in a serious digital transformation of banking services. We are now following this path: in addition to traditional retail products, we are actively developing ecosystem services and subscriptions; we note high demand for these services from our clients. Over this year, we have significantly increased the number of our individual clients. Our plans are to double our customer base through retail products and digital technologies. And the fact that Gazprombank’s products are regularly recognized with high awards from the banking community suggests that we are ready to scale up the retail business,” commented Alexey Popovich, First Vice President, Member of the Board of Directors of Gazprombank.
You can familiarize yourself with the detailed conditions for issuing a “Smart Card” of Gazprombank by following the link. You can also apply for a cash loan on the bank’s website.
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