More often than others, mortgage loans under market programs were issued by residents of Moscow (RUB 11.9 billion), Moscow region (RUB 3.8 billion), St. Petersburg (RUB 2.5 billion), Samara region (1.5 billion rubles) and Primorye (1.4 billion rubles).
In addition to the above, the top 10 also included Krasnodar (1.1 billion rubles). ) and Krasnoyarsk (925 million rubles) territories, Sverdlovsk (923 million rubles), Novosibirsk (883 million rubles) regions and the Republic of Tatarstan (738 million rubles).
« One of the factors that drives demand for market-based programs is higher limits and a wider range of additional home purchase support measures. For example, you can use maternity capital as a down payment, and also receive a discount on the mortgage rate when you confirm your solvency remotely. Since January, thanks to the bank’s mortgage products, the living conditions of about 8.7 thousand families have been improved, the total volume of lending amounted to 33.7 billion rubles. The share of such loans in the total issuance since the beginning of the year has exceeded 22%,” said the vice president of DOM Bank. RF Kirill Varentsov.
The greatest dynamics are observed in the Samara region (1.8 times), Primorye (1.7 times), Moscow region (1.3 times), Krasnoyarsk region (1.2 times) and Moscow (1.1 times).
In 57.7% of cases, loan funds were provided for the purchase of finished housing, in the rest – for new buildings. The bulk of transactions (64.3%) were for apartments, 14.9% for private houses, 9.2% each for apartments and parking spaces.
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