Tinkoff Credit Broker, which provides installment and customer lending services, summed up the results for 2023.
The total volume of installment plans and POS loans issued by Tinkoff Credit Broker for 2023, amounted to 100.5 billion rubles. This is 76% more than in 2022.
In total, in 2023, Tinkoff Credit Broker issued more than 2.1 million installment and POS loans, which is 50% more than a year previously. The main share (87%) of them is occupied by installments. Installment and POS loans issued online account for 88% of the total volume of issues in 2023.
At the same time, more than 8 billion rubles. issued through businesses that do not have a website and operate only through accounts on social networks. This is 2.7 times more than last year.
In 2023, Tinkoff Credit Broker increased the number of partner companies by 40%. Thus, at the moment, more than 200 thousand companies have already connected to the service. Installment plans and POS loans are traditionally popular when purchasing electronics, household appliances, furniture, as well as paying for online education.
Maxim Zaitsev, head of Tinkoff Credit Broker:
“At the end of 2023, the volume of issues issued by Tinkoff Credit Broker grew at a rate above the market. This was achieved not only due to the growing demand of the population for installment plans, but also due to the constant development of the product. In 2023, at Tinkoff Credit Broker, ten banks may respond to an application, which increases the level of approval for buyers. In 2024, we expect continued positive dynamics in both the number of applications and the volume of issuances.”
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