Bank DOM.RF and the bank for entrepreneurs and enterprises Bank Tochka LLC issued 1.5 thousand loans for five months of implementing a joint project for small and medium-sized businesses. The total amount of financing for the development of SME business exceeded 1.6 billion rubles.
Interbank integration allows you to fully automate the entire lending process and transfer it online: Tochka clients can apply in their Internet bank products from DOM.RF Bank without opening an additional current account.
“Partnership with Tochka has significantly simplified entrepreneurs’ access to our credit products. Significant indicators were achieved thanks to the integration of the systems of the two banks, process automation and the development of the digital environment. We plan to continue to jointly develop new technological solutions aimed at reducing costs and the customer journey,” said Anna Kornelyuk, director of the Small and Medium Business division of DOM.RF Bank.
Most loans executed in trade – 45%, 15% of transactions were concluded in the service sector, 13% in the transport business and cargo transportation, 7% in manufacturing and another 3% in the IT sector. Most often, entrepreneurs from Moscow (17%), Moscow region (13%), St. Petersburg (9%), Sverdlovsk (7%) and Chelyabinsk regions (4%) apply for financial support.
“We tried to make the lending process as simple and fast as possible: everything happens online, it takes a few minutes to evaluate a client in a fully automatic mode – thanks to the use of a cascade of scoring models using various data, for example, on the client’s transaction activity in Tochka,” emphasized Director of the Digital Division of DOM.RF Bank Oleg Komlik.
You can get a loan in the amount of 100 thousand to 5 million rubles. for a period from 6 to 48 months. The application review process takes a few minutes. The service is available only to those entrepreneurs who have been Tochka clients for at least six months.
“Our partnership with DOM.RF Bank is an opportunity for Tochka clients to receive a loan from a reliable organization. At the same time, the Tochka client does not even have to specially open an account with the DOM.RF bank – he can submit an application and receive approval for the issuance of funds in the interface of our Internet bank,” said Anton Shkuratov, director of new business development at Tochka.
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