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Бизнес

Gazprombank joined the experiment of the Federal Tax Service of Russia to open a business online

Gazprombank joined the experiment of the Federal Tax Service on registering a business online, remotely obtaining an electronic signature and online opening a bank account.

From March 1, 2024 to On March 1, 2025, Russian citizens will be able to start their own business (become an individual entrepreneur or establish a company with a single founder — its director), issue an electronic signature and open a current account without a personal visit to the Federal Tax Service of Russia and a bank branch. Moreover, you can open an account in any bank participating in the experiment, regardless of whether you have an account or card with this credit institution.

You can start your own business and open a bank account through the “Start a Business Online” service in two stages. A citizen who wants to register an individual entrepreneur or a company with a single founder — its director, fills out an application, selects a service bank and submits it in the “Start a Business Online” service on the website of the Federal Tax Service of Russia, signing the document with an electronic signature (including the possibility of using an electronic signature, issued through the Gosklyuch system). At the second stage, the Federal Tax Service of Russia registers a legal entity or individual entrepreneur. The service issues a new electronic signature — directly to the head of the company or individual entrepreneur. It is necessary to sign an application for opening an account and further work with the account. To issue an electronic signature, it is necessary to undergo identification using a unified biometric system. The Federal Tax Service of Russia sends this application along with a set of electronic documents to the bank chosen by the applicant. The credit institution carries out the checks and procedures necessary to open an account. If the head of a company or individual entrepreneur is a retail client of the bank, no additional identification will be required and within one business day a decision will be made on the possibility of opening an account. If not, then the head of the company or individual entrepreneur will need to undergo identification (of which the bank notifies the future client). As part of the experiment, Gazprombank is conducting remote identification using a unified biometric system. The identification process itself at Gazprombank takes no more than three minutes and will be available to the client from his computer.

Under the “Start a Business Online” tariff plan, the bank offers individual entrepreneurs and companies preferential conditions for opening and maintaining an account, including free maintenance and useful services for business.

“Gazprombank always supports initiatives that open up new opportunities for our clients in solving their business problems. Remote registration of a business with the Federal Tax Service of Russia and opening a bank account gives an easy start to small businesses. I am confident that participation in the project will make our financial services even more attractive and convenient for beginning entrepreneurs,” said Andrey Korolev, First Vice President of Gazprombank.

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