From December 23, Bank DOM.RF is reducing the interest rate on mortgages for apartments on the secondary market – loans will be available from 15.4%. The base rate – without applying discounts – will be 15.6%, which is 1.5 percentage points lower than the weighted average on the market in December.
The minimum rate is available for clients receiving salaries on a card Bank DOM.RF, as well as for doctors and scientists with electronic confirmation of income using an extract from the Social Fund of the Russian Federation.
“We have reduced both the minimum and the base mortgage rate for the purchase of secondary housing. That is, lending conditions are improving for all categories of our clients,” said Alexey Kosyakov, Deputy Chairman of the Board of DOM.RF Bank.
The maximum loan amount under the program is 50 million rubles for the Moscow region, St. – St. Petersburg and the Leningrad region and 30 million rubles for other regions. The mortgage term is up to 30 years. Down payment – from 15%.
Value ranges of the total cost of the loan: from 15.768% to 19.855%.
The rate of 15.4% per annum is set for a mortgage loan (hereinafter referred to as the loan) provided for the purpose of purchasing an apartment under a purchase and sale agreement, provided that the borrower receives wages into an account with JSC “Bank DOM.RF” (hereinafter referred to as the Bank) in last 3 months Borrowers: no more than 4 people, citizens of the Russian Federation, aged from 21 to 70 years (incl.) (at the time of full repayment of the loan). Amount from 500 thousand rubles. on up to 30 million rubles on (up to 50 million rubles incl., if the property is located in Moscow, Moscow region, St. Petersburg, Leningrad region). Down payment – from 15.01%. Loan term from 3 to 30 years (incl.); collateral: pledge of the loaned property with registration of a mortgage. If the borrower does not have personal insurance, the interest rate increases by 1.5 percentage points relative to the rate of 15.4% per annum under the terms of the loan agreement. Loan repayment: equal monthly payments. Expenses: payment of premiums under property and personal insurance contracts; expenses for conducting a monetary valuation of the collateral; expenses for carrying out the necessary registration actions with the rights registration authorities; expenses associated with settlements with the seller; other expenses of the borrower related to the purchase of an apartment and registration of a mortgage. JSC “Bank DOM.RF”, universal license of the Bank of Russia No. 2312 dated December 19, 2018. Detailed lending conditions are posted on the Bank’s official website (domrfbank.ru). Information is current as of 12/23/2023. The offer is for informational purposes only and is not a public offer.
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