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Бизнес

Gazprombank and the Ministry of Agriculture discussed preferential lending for agribusiness

Gazprombank and Agroinvestor held an expert evening with the participation of Deputy Minister of Agriculture Elena Fastova. Participants discussed the results of preferential lending for agribusiness in 2023 and prospects for the current year.

“Support for the agro-industrial complex continues to be not only the largest in volume, but also the most dynamic, responding daily to the challenges that arise before the industry. In such conditions, it is very important to have a reliable partner for whom responsibility comes first. Thanks to the accumulated expertise, Gazprombank has earned the trust of its clients,” noted First Vice President of Gazprombank Anton Grebeshev.

“This time the meeting of the bank’s agricultural club was held in an expanded format with speeches from colleagues from the industry who work with the agricultural sector on a daily basis and “keep their finger on the pulse.” It was extremely useful to hear about real cases of digitalization of the industry, promising areas of biotech, to include a discussion of visionary ideas in the routine of daily financial business,” commented Vice President and Head of the Analytical Department of Gazprombank Daria Snitko.

This year, the largest amount of funds has been provided for preferential lending since the beginning of the program — 219.2 billion rubles. Last year, 201.5 billion rubles were spent. 18 billion rubles are provided for new preferential short-term loans, and 2 billion rubles for investment loans. Borrowers have access to preferential loans of up to 10%, and for borrowers belonging to small businesses — up to 6.8%. Acceptance of registers in all areas continues. To date, short-term loans in the amount of 245.3 billion rubles have been approved, this corresponds to the level of last year.

Elena Fastova, in turn, noted that, despite the high key rate of the Bank of Russia at 16%, the government managed to maintain preferential rates for agricultural producers. The preferential lending mechanism is like a living organism: the Russian Ministry of Agriculture promptly responds to the needs of our farmers. Since many organizations were in investment waiting mode in 2023, from the beginning of the year preferential investment lending turned out to be the most popular. An additional 5 billion rubles were allocated to support investment activity. for investment lending, which will help maintain positive investment trends in the industry. She also noted that since 2024, changes have come into force aimed at expanding the list of areas for preferential short-term and investment loans.

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