Novikombank presented preferential lending products for industry and SMEs in Tolyatti

Experts from the core bank of the Rostec State Corporation and the guarantee fund of the Samara region introduced Togliatti entrepreneurs to ways to attract financing at the conference “Current government support measures and preferential programs of Novikombank for industrial enterprises and SMEs. DFA is a new tool for attracting financing.»

The conference was held at the Tolyatti Chamber of Commerce and Industry. The event was attended by representatives of about 20 companies, most of which, due to the specifics of the region, were manufacturers and suppliers of automotive components.

Novikombank's product line is very diverse, including thanks to cooperation with regional and federal industrial development funds. The funds provide preferential loans for the implementation of projects for the development and implementation of promising technologies, the production of competitive high-tech civilian products with import-substituting or export potential. Yulia Krasina, General Director of the Guarantee Fund of the Samara Region, the managing organization of the State Industrial Development Fund of the Samara Region, spoke about this at the conference.

The speech of the director of Novikombank was dedicated to the preferential programs work with SMEs of the bank branch in Tolyatti Vladimir Baranov. In particular, he spoke about loans using the umbrella guarantee mechanism of the SME Corporation and industrial mortgages. The latter allows enterprises to receive loans at a preferential rate of 3% for the purchase of production space to launch or expand a business.

The director of the organization department spoke at the conference about the new tool — Digital Financial Assets (DFA). financing on the capital market of NovikombankValery Golovanov. Currently, the most popular DFAs are in the form of rights to monetary claims. With their help, enterprises can quickly obtain the liquidity necessary to maintain current activities. Thanks to the possibility of fragmentation, the tool allows individuals and legal entities to participate in the financing of companies.

Ekaterina Ruzanova, head of the retail business department of the Novikombank branch in Tolyatti, spoke about the attractiveness of the salary project for organizations and their employees to whom the bank offers a social payment card for a Rostec employee. It gives access to preferential lending programs, bonuses, cashback and discounts from partners. Enterprises thereby have the opportunity to strengthen their human resources potential and resolve the issue of personnel shortage, which was discussed by both the round table participants and the President of the Tolyatti Chamber of Commerce and IndustryVictor Shamray.

“ Novikombank’s expertise, cooperation with funds and development institutions, accreditation in all preferential lending mechanisms allows us to offer enterprises and entrepreneurs truly profitable products, and therefore provide real support to the economy of our country,” said Elena Sheverdyaeva, manager of the Novikombank branch in Tolyatti.